You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. This index is made up of small and medium sized companies. The S Fund is invested in a stock index fund that tracks the Dow Jones U.S. Advertisement Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement Can federal employees contribute to both an IRA and the TSP? The fixed income bonds in theFFund finished February 2.58% in the red. It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. The name of each fund indicates ones projected retirement date. The .gov means its official. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. user asks your browser to store on your device in order to remember information about you, such as your For example, we extended the TSP C Fund with the S&P 500 Total Return index. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_4',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. And the . These funds are a mix of the five core TSP funds (G, F, C, S, and I). (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? Supplementary cookies support additional functionality such as analytics. There are currently 15 investment funds in the Thrift Savings Plan. U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System Federal Employees own and operate this website. The performance of the F Fund is evaluated on the basis of how closely its returns match those of the U.S. information. choices) and/or to monitor site performance. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. TSP.gov has published monthly fund returns since inception, and daily fund price history since 2003. Drawdown: the peak-to-trough decline in the TSP fund value, measured as a percentage between the peak and the trough. Additionally, you may contact our legal The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year. This statutory guarantee has effectively protected G Fund investors many times over the past 30 years. These cookies are not used in a way that constitutes a sale of your data under the CCPA. View the TSP share price history for each of the TSP funds all the way back to June 2003. Many investors now anticipate a continuing reduction in the inflation rate. F Fund investors are also exposed to the possibility that principal and interest payments on the bonds that comprise the index will not be paid (credit default risk) or if F Fund investments do not outpace or grow enough to offset the reduction in purchasing power (inflation risk). Comment? The I Fund is the International Stock Index Investment Fund. An initial investment of $1,000 on 8/31/1990 would today be worth $23,981: Dow Jones U.S. They You can, however, obtain additional information about the underlying indexes that certain TSP funds track by visiting the following websites: Terms of Service Total expense ratio Because the U.S. For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. More specifically, we use cookies and other tracking Privacy Policy | 2022 TSP fund performance was dismal. $0.780/$1,000 account balance 0.078% (7.8 basis points), Benchmark index In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. My Federal Retirement is not affiliated with the U.S. Federal Government. You may exercise your right to opt out of the sale of personal When comparing investments, a low standard deviation is preferable. see some advertising, regardless of your selection. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. Federal workers can contribute a maximum of $20,500 to their TSP (in 2022). You can make pretax contributions in a traditional TSP. Concern?Whatever it is, please do not hesitate to shoot us a line.We always enjoy hearing from our users! Aggregate contains such a large number of securities, By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. Targeting cookies may be set through our site by our advertising partners. The site is secure. The objective is to strike an optimal balance between the expected risk and return associated with each fund. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. All Rights Reserved. to learn more. There are 10 active TSP Lifecycle Funds, and two retired funds. Advertise | This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. One TSP management advisor sees a "growth recession" ahead. Last updated: January 24, 2023 at 06:19 PM. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. The name of each fund indicates ones projected retirement date. All of this impacted TSP performance last year. All rights reserved. You can set your browser to block or alert you about these cookies, but some parts Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. Ralph Smith has several decades of experience working with federal human resources issues. can choose not to allow certain types of cookies, which may impact your experience of the site and the Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect Aggregate Index. The TSP Portfolio Tracker application wasdiscontinuedon December 31, 2020 and is no longer in service. If you want to opt out of all of our lead reports and lists, please submit a to take that as a valid request to opt-out. The C Fund tracks the performance of the S&P 500 index. This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. Those cookies are set by us and called first-party cookies. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. FedSmith.com. Privacy Policy | In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. Any abuse of the API may result in the revoking of your API token. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. This may affect our ability to personalize ads according to your preferences. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. An official website of the United States government. and analytics partners. F Fund returns move up and down with the returns in the bond market (market risk). The F Fund is the Fixed Income Index Investment Fund. Visit www.allaboutcookies.org An initial investment of $1,000 on 8/31/1990 would today be worth $5,806: Here is the latest information on 2023 inflation and the 2024 COLA. This fund is still down 15.58% so far in 2022. The S Fund is the Small cap stock Index investment fund. TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. The S Fund has greater volatility than the C Fund. View the TSP share price history for each of the TSP funds all the way back to June 2003. 2023 FedSmith Inc. All rights reserved. Perhaps best expressed in the historical drawdown charts for each fund, which show the magnitude. Learn more about the debt limit on the U.S. Department of the Treasury website. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. We also share information about your use of our site with our social media, advertising The .gov means its official. Completion Total Stock Market Index. The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. They select a large representative sample of the various types of asset-backed, U.S. government, corporate, and foreign government securities included in the overall index. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-box-1','ezslot_8',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * cookie banner and remembering your settings, to log into your account, to redirect you when you log out, Question? web. As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. Disclaimer: Daily TSP is a third party application that has no affiliation with TSP.gov.The Daily TSP mobile application is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board (FRTIB) or the Thrift Savings Plan (TSP), and that the service being offered is not sanctioned by the United States Government, the FRTIB or the TSP. It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). Before sharing sensitive information, make sure youre on a federal government site. Aggregate Bond Index, a broadly diversified index of the U.S. bond market. personalize your experience with targeted ads. We also use cookies to personalize your experience on our websites, including by When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. will not hand over your personal information to any third parties. The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. It tracks the performance of the Dow Jones U.S. Personal Information. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. By law, the F Fund must be invested in fixed-income securities. Learn more, please visit our Cookie Statement page. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. . services we are able to offer. Aggregate Bond Index. We also think of the "S" as Small, as in the Small Cap stocks. Our goal is to add 1% more yearly to your TSP plan. They do not store directly personal information, but are based on uniquely identifying your browser and Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. The Sharpe Ratio measures risk-adjusted performance. An official website of the United States government. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. The U.S. Aggregate Investment Grade Bond Index, a broad index representing the U.S. bond market. So far this year, the G Fund has gained 0.62%. Federal government websites often end in .gov or .mil. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. Strictly Necessary Cookies - Always Active. Dont show this message again, Last updated: January 01, 2023 at 01:42 AM. The Federal Retirement Thrift Investment Board has chosen to invest the F Fund in an index fund that tracks the Bloomberg U.S. 2023 by Government Media Executive Group LLC. The table below shows the performance of the new Lifecycle Funds, which became available in July 2020: As of June 2022, Thrift Savings Plan participants can also invest part of their account balance in mutual funds, through the TSP Mutual Fund Window. browser. Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My Here are the latest fund returns. This is a broad market index made up of the stocks of 500 large to medium-sized U.S. companies. If you do not allow these cookies, you will experience less targeted advertising. The L Funds, or Lifecycle funds, use professionally determined investment mixes that are tailored to meet investment objectives based on various time horizons. The Common Stock Index Investment (C) Fund. Readers have reported unhappy experiences with the new TSP website. An official website of the United States government. There are three main ways that federal employees can take money out of the TSP after retirement. You cannot opt-out of our First Party Strictly Necessary This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. Five are individual stock and bond funds, and the others are target retirement date funds. International Stock Index Investment (I) Fund. There are only two things required to double your TSP account over time. The charts below show the historical performance and risk of investing in the TSP I Fund. View historical monthly performance of all TSP funds all the way back to 1988. reducing its 2023 performance to 3.68% in the black. A description of each of the TSP funds is here. Completion Total Stock Market (TSM) Index (. Monday, February 27, 2023 Friday, February 24, 2023 Thursday, February 23, 2023 Wednesday, February 22, 2023 Tuesday, February 21, 2023 Cookies as they are deployed in order to ensure the proper functioning of our website (such as prompting the tracking your browser across other sites and building up a profile of your interests. Before sharing sensitive information, make sure youre on a federal government site. Many plans cost in excess of $200/year. Click on any link in the table header to see performance charts and other details for that fund. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. Aggregate Bond Index (, Dow Jones U.S. In fact, the central bank is preparing to slow rate increases for a second consecutive meeting. use third-party cookies which are cookies from a domain different than the domain of the website you are of the site will not work as intended if you do so. How many TSP millionaires are there? Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. This index is made up of small and medium sized companies. Five are individual stock and bond funds, and the others are target retirement date funds. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. 2022 was filled with bad news impacting the stock market: roaring inflation, despite assurances from politicians that the inflation was transitory, the war in Ukraine, higher interest rates, and anticipation of more interest rate increases by the Federal Reserve. However, you The G Fund is often thought of as the "safest" TSP Fund as it never goes down. The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. While there were up and down months for both the G Fund and the C Fund in 2022, the total assets in the G Fund increased by $22 billion during the year. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. The F Fund tracks the Bloomberg U.S. TSP Fund Performance. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. The F Fund is the Fixed Income Index Investment Fund. The. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. Here is a summary of improvements that are on-going and planned for the near future. The investment mix of each L Fund becomes more conservative as its target date approaches. Here are the details based on 2023 contribution limits. This website uses cookies to enhance user experience and to analyze performance and Cookies Policy. So far this year, the L Income Fund has grown 1.69%; L 2025, 2.31%; L 2030, 3.26%; L 2035, 3.52%; L 2040, 3.78%; L 2045, 4.01%; L 2050, 4.24%; L 2055, 5%; L 2060, 5%; and L 2065, 5%. Terms of Use | You can join other TSP participants on our popular TSP . The C Fund tracks the performance of the S&P 500 index. As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. The TSP returns are off to a good start so far in 2023. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). The federal Thrift Savings Plan offers five different individual investment funds for participants: The Government Securities Investment (G) Fund. Get the latest pay and benefits news delivered to your inbox. For simplicity, we refer to it as the non-sp500 index. You So in the long run, you may expect F Fund returns to exceed those of the G Fund; however, you should also expect greater price volatility (up and down movements). The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. Last updated: February 02, 2023 at 03:39 PM. It invests in bonds which track the performance of the Bloomberg U.S. Because we do not track you across different devices, The F Fund's investment objective is to match the performance of the Bloomberg U.S. You can usually find these settings in the Options or Preferences menu of your The fixed income bonds in. Aggregate Bond Index. The .gov means its official. Before sharing sensitive information, make sure youre on a federal government site. Fees & More Info Fees as of 12/31/2022 The Fixed Income Index Investment (F) Fund. While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. Subscribe to our free email list to get our news updates in your inbox. Historical TSP fund performance, data, and charts Ability to track your own TSP account balance/performance Support Daily TSP Development One-time, lifetime, upgrade that is valid on all of your mobile/tablet devices Basic Free Version Daily TSP fund closing share prices Historical fund performance data Ability to create a My TSP account The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. Or, use the checkboxes above to show only the funds you want to see. The Bond fund (Fixed Income) The F Fund is designed to match the performance of a Total U.S. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. Aggregate Bond Index, Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds' performance. TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. What happened after the last significant yearly loss? If you have enabled privacy controls on your browser (such as a plugin), we have On December 31, 2022, the index included 13,133 notes and bonds. Aggregate Bond Index | bloombergindices.com, Asset manager(s) At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. Less investment risk. TSP has an obligation to disclose these cookies. While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. privacy request at our Do Not Sell page. able to use or see these sharing tools. The information collected might relate to you, your preferences or your device, and is mostly Federal government websites often end in .gov or .mil. A bond fund's price changes based on yields earned and capital gains . Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. The G Fund had 33.3% of assets totaling $270.1 billion. performance. Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. $0.200/$1,000 account balance 0.020% (2.0 basis points). These funds are a mix of the five core TSP funds (G, F, C, S, and I). etc.). TSP performance charts III. This is a broad international market index, made up of primarily large companies in 22 developed countries. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. 2023 Ralph R. Smith. Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. When you visit our website, we store cookies on your browser to collect